Book a 30-min ecommerce strategy call with Dharmendra — starting at $29
aapta.store
🇮🇳South Asia

Start an online store in India.

UPI drives ~70% of Indian ecommerce checkouts. Cards + COD handle the rest. International cards + Apple Pay exist but rare for domestic buyers.

Currency
INR (₹)
Typical AOV
₹800 – ₹2,500 (D2C)
Gateways
9 available
Native
2 India-based

Market snapshot

$120B+ online retail market. UPI drives ~70% of transactions. COD still 25-35% of orders outside metros.

Checkout expectations

What India buyers expect to see at checkout.

Missing any of the dominant methods below typically costs 15-40% of conversions. Pick a gateway that covers these:

🇮🇳
UPI
India's dominant rail (PhonePe, GPay, Paytm)
💳
Credit / Debit Cards
Visa, Mastercard, Amex, Discover
🏧
Net Banking
Direct bank debit via web (India)
💰
Local wallets
Paytm, PhonePe, Mobikwik, GCash, etc.
💵
Cash on Delivery
Critical in India, SEA, MENA
📆
EMI / Installments
India credit card installments + No-Cost EMI

Legal + operational

Tax, KYC, and cross-border realities.

Tax & VAT

GST registration mandatory above ₹40L turnover (₹20L for services). Ecommerce operators must collect TCS @ 1%. HSN codes required on every invoice.

KYC & registration

PAN + GST + bank account minimum. Gateway onboarding typically needs business PAN + authorised signatory KYC. Current account with matching business name essential.

Cross-border considerations

Exporting India→world uses different gateway rails (PayPal, Instamojo International, Razorpay International). Imports face IEC code + FEMA compliance.

Top categories online

  • Fashion & apparel
  • Beauty & personal care
  • Electronics
  • Home & kitchen
  • Ayurveda / wellness

Common mistakes to avoid

  • Ignoring UPI — then losing ~60% of checkout drop-offs
  • Picking a gateway that doesn't support the ₹2000 RBI limit for card-on-file
  • Not registering GST early — penalties stack when turnover crosses threshold mid-year

Questions about India

Founders ask these a lot.

What's the best ecommerce platform for India?+

Shopify is typically our top pick for India. Cleanest UPI + Razorpay integration. Indian merchants' default at ₹3-4L+/year revenue.

Which payment methods do India buyers expect at checkout?+

UPI drives ~70% of Indian ecommerce checkouts. Cards + COD handle the rest. International cards + Apple Pay exist but rare for domestic buyers.

How many payment gateways are available in India?+

We track 9 payment gateways operating in India: PayPal, 2Checkout (Verifone), Razorpay, Cashfree Payments, PayU India, CCAvenue, Instamojo, Telr, dLocal. Razorpay, Cashfree Payments are native to the country.

What are the tax requirements to sell online in India?+

GST registration mandatory above ₹40L turnover (₹20L for services). Ecommerce operators must collect TCS @ 1%. HSN codes required on every invoice.

What registration / KYC do I need to launch in India?+

PAN + GST + bank account minimum. Gateway onboarding typically needs business PAN + authorised signatory KYC. Current account with matching business name essential.

Need a launch plan for India?

30 minutes with Dharmendra — platform pick, gateway setup, tax strategy, and the first-90-days roadmap specific to your India business.

Book a call · $29