🇰🇪Africa

Start an online store in Kenya.

M-Pesa is THE payment rail. A gateway without M-Pesa fails here.

Payment gateways

4 gateways available in Kenya.

Open Gateway Finder

Native to Kenya

FlutterwaveNative

Pan-African merchants — broader country coverage than Paystack

Global gateways available here

PayPal

Global trust — older + cross-border buyers expect it

Paystack

Default for Nigerian + West African merchants. Best APIs in African fintech.

dLocal

Global merchants wanting ONE gateway for all emerging markets (LatAm + Africa + South Asia)

Checkout expectations

What Kenya buyers expect to see at checkout.

Missing any of the dominant methods below typically costs 15-40% of conversions. Pick a gateway that covers these:

💰

Local wallets

Paytm, PhonePe, Mobikwik, GCash, etc.

💳

Credit / Debit Cards

Visa, Mastercard, Amex, Discover

🏦

Bank transfer

Wire / ACH / NEFT

💵

Cash on Delivery

Critical in India, SEA, MENA

Questions about Kenya

Founders ask these a lot.

What's the best ecommerce platform for Kenya?+

Shopify is the safest default for most Kenya merchants at $0-5K/month revenue — it pre-integrates with the payment gateways available locally. WooCommerce wins if your budget for platform fees is $0 and you're comfortable with WordPress. See the recommended platforms above for detail.

Which payment methods do Kenya buyers expect at checkout?+

M-Pesa is THE payment rail. A gateway without M-Pesa fails here.

How many payment gateways are available in Kenya?+

We track 4 payment gateways operating in Kenya: PayPal, Paystack, Flutterwave, dLocal. Flutterwave is native to the country.

Nearby markets

Also in Africa.

Need a launch plan for Kenya?

30 minutes with Dharmendra — platform pick, gateway setup, tax strategy, and the first-90-days roadmap specific to your Kenya business.

Book a call · $29