Start an online store in Nigeria.
Paystack / Flutterwave are the default gateways. Bank transfer huge. COD common.
Market snapshot
Africa's largest ecommerce market by GMV. Jumia/Konga plus growing DTC. FX volatility is the #1 operational challenge.
Recommended platforms
Best-fit platforms for Nigeria.
Ranked by country fit. We factored local payment methods, currency support, tax compliance tools, and the quality of regional agency ecosystems.
Shopify
Top pickThe fastest, most polished way to launch a store.
Strongest platform for Nigerian DTC. Paystack + Flutterwave integrations are native.
WooCommerce
The most flexible, content-driven way to sell online.
When dev budget is tight — Nigerian WP devs are excellent and affordable.
Payment gateways
4 gateways available in Nigeria.
Native to Nigeria
Checkout expectations
What Nigeria buyers expect to see at checkout.
Missing any of the dominant methods below typically costs 15-40% of conversions. Pick a gateway that covers these:
Legal + operational
Tax, KYC, and cross-border realities.
Tax & VAT
VAT @ 7.5%. Small company threshold ₦25M turnover. Companies income tax @ 20-30%. Withholding tax on payments to suppliers.
KYC & registration
CAC registration + TIN + corporate bank account. Paystack onboarding requires valid CAC + director BVN. Typically 3-5 business days.
Cross-border considerations
Dollar-denominated pricing is increasingly common due to Naira instability. Stripe now supports Nigeria — pair with Paystack for domestic coverage.
Top categories online
- Fashion
- Beauty
- Mobile & accessories
- Grocery
- Health & wellness
Common mistakes to avoid
- ✗Pricing only in Naira while inventory is dollar-denominated — margin vanishes with devaluation
- ✗Skipping bank transfer as a payment method — huge segment pays that way
Questions about Nigeria
Founders ask these a lot.
What's the best ecommerce platform for Nigeria?+
Shopify is typically our top pick for Nigeria. Strongest platform for Nigerian DTC. Paystack + Flutterwave integrations are native.
Which payment methods do Nigeria buyers expect at checkout?+
Paystack / Flutterwave are the default gateways. Bank transfer huge. COD common.
How many payment gateways are available in Nigeria?+
We track 4 payment gateways operating in Nigeria: PayPal, Paystack, Flutterwave, dLocal. Paystack, Flutterwave are native to the country.
What are the tax requirements to sell online in Nigeria?+
VAT @ 7.5%. Small company threshold ₦25M turnover. Companies income tax @ 20-30%. Withholding tax on payments to suppliers.
What registration / KYC do I need to launch in Nigeria?+
CAC registration + TIN + corporate bank account. Paystack onboarding requires valid CAC + director BVN. Typically 3-5 business days.
Need a launch plan for Nigeria?
30 minutes with Dharmendra — platform pick, gateway setup, tax strategy, and the first-90-days roadmap specific to your Nigeria business.
Book a call · $29