Payment gateways for Vietnam.
MoMo + ZaloPay wallets dominate. COD is still huge — around 60% of ecommerce orders.
🇻🇳 Vietnam — what you need to know
MoMo + ZaloPay wallets dominate. COD is still huge — around 60% of ecommerce orders.
Popular methods here: Local wallets · Bank transfer · Cash on Delivery · Credit / Debit Cards
🇻🇳 2 gateways in Vietnam
Native-in-country gateways first
Xendit
HQ Jakarta, Indonesia
SEA merchants — native wallet + bank transfer support for ID/PH/MY/TH
Supports
Integrates with
2C2P
HQ Singapore
Multi-country SEA merchants wanting one gateway for Thailand/Malaysia/Indonesia/etc.
Supports
Integrates with
Negotiate better rates — at volume, list prices are opening offers.
Above $50k/month in processing volume, every gateway negotiates. Book a call and I'll walk through which gateways to approach, what to ask for, and the ranges to target based on 500+ merchant negotiations.
Book a call · $29How this data is sourced + kept fresh
Rates, payment method availability, and country coverage are compiled from published rate cards as of 2026, cross-checked against what our clients actually pay. We refresh quarterly.
Rates are typical published figures. Your actual rate depends on volume, business category, and negotiation. Above $50k/month in GMV, expect 20-40% below list prices.
Not affiliate. We don't earn commission for gateway signups. Rankings are based on country-fit + payment method coverage, not sponsorship.
Questions about Vietnam
People ask us these a lot.
What's the best payment gateway for Vietnam ecommerce?+
Vietnam is typically served well by global gateways like Stripe or PayPal combined with local-method support. The specific best pick depends on your order volume, AOV, and which payment methods your buyers expect.
Which payment methods do Vietnam buyers expect at checkout?+
MoMo + ZaloPay wallets dominate. COD is still huge — around 60% of ecommerce orders.
How many gateways support Vietnam?+
We track 2 major payment gateways available in Vietnam: Xendit, 2C2P. Use the tool above to filter by your platform (Shopify, WooCommerce, etc.) or by specific payment methods you must support.
Do international cards work in Vietnam?+
Most gateways available in Vietnam support international cards, but at higher rates — typically 1-1.5% above domestic. For cross-border revenue above 30% of your mix, pick a gateway with good international card handling (Stripe, Adyen, PayPal are strongest).
Navigating Vietnam payments feels complex — because it is.
Book a 30-minute call and I'll walk through the gateway picks, platform integration, and negotiation approach specific to your Vietnam business.
Book a call · $29