Gateway Finder
Find the payment gateway that works in your country.
Pick your country. See every gateway available — what it costs, which payment methods (UPI, Pix, iDEAL, Tabby, COD, cards) it supports, and which platforms it integrates with. 22 gateways, honest rates, no affiliate bias.
🇮🇳 India — what you need to know
UPI drives ~70% of Indian ecommerce checkouts. Cards + COD handle the rest. International cards + Apple Pay exist but rare for domestic buyers.
Popular methods here: UPI · Credit / Debit Cards · Net Banking · Local wallets · Cash on Delivery · EMI / Installments
🇮🇳 9 gateways in India
Native-in-country gateways first
Razorpay
NativeHQ Bangalore, India
Default for Indian merchants — cleanest API, best dashboard, widest integrations
Supports
Integrates with
Good to know
Requires GSTIN + PAN for onboarding. Indian business entity needed.
Cashfree Payments
NativeHQ Bangalore, India
Faster settlements than Razorpay at similar rates — growing Indian merchants
Supports
Integrates with
Good to know
Strong B2B payouts product. Good choice for subscription businesses.
PayU India
HQ Gurugram, India (Naspers)
High-volume Indian merchants — flat UPI fee beats percentage-based at ~₹5L+/mo
Supports
Integrates with
Good to know
Enterprise-first. Negotiated rates often 20-30% better than list.
CCAvenue
HQ Mumbai, India
Legacy Indian ecommerce (been around since 2001). Strong on intl card acceptance.
Supports
Integrates with
Good to know
Older UI/dashboard vs Razorpay/Cashfree. Still solid for established merchants.
Instamojo
HQ Bangalore, India
Simplicity — single flat rate, fastest onboarding, payment links without a website
Supports
Integrates with
Good to know
Higher UPI rate than Razorpay/Cashfree — avoid at scale if UPI is your main rail.
2Checkout (Verifone)
HQ Atlanta, USA
Merchant-of-record (MoR) service — handles global tax + compliance for digital goods
Supports
Good to know
MoR model is unusual — 2C collects + remits VAT/GST in ~200 countries on your behalf.
dLocal
HQ Montevideo, Uruguay
Global merchants wanting ONE gateway for all emerging markets (LatAm + Africa + South Asia)
Supports
Integrates with
Good to know
Settlement in USD simplifies cash management for non-local businesses.
PayPal
HQ San Jose, USA
Global trust — older + cross-border buyers expect it
Supports
Integrates with
Good to know
Account freezes are a real risk — don't use as your sole gateway.
Telr
HQ Dubai, UAE
UAE + Saudi merchants with some Indian cross-border volume
Supports
Integrates with
Negotiate better rates — at volume, list prices are opening offers.
Above $50k/month in processing volume, every gateway negotiates. Book a call and I'll walk through which gateways to approach, what to ask for, and the ranges to target based on 500+ merchant negotiations.
Book a call · $29How this data is sourced + kept fresh
Rates, payment method availability, and country coverage are compiled from published rate cards as of 2026, cross-checked against what our clients actually pay. We refresh quarterly.
Rates are typical published figures. Your actual rate depends on volume, business category, and negotiation. Above $50k/month in GMV, expect 20-40% below list prices.
Not affiliate. We don't earn commission for gateway signups. Rankings are based on country-fit + payment method coverage, not sponsorship.
Quick jump by country
Gateway guides for specific markets.
Each country gets its own deep-dive with local payment method context, recommended gateway stacks, and what local buyers actually expect at checkout.
India
South Asia
United States
North America
United Kingdom
Europe
Canada
North America
Australia
Oceania
New Zealand
Oceania
Singapore
Southeast Asia
Malaysia
Southeast Asia
Indonesia
Southeast Asia
Philippines
Southeast Asia
Thailand
Southeast Asia
Vietnam
Southeast Asia
United Arab Emirates
Middle East
Saudi Arabia
Middle East
Egypt
Middle East
Turkey
Middle East
Nigeria
Africa
Kenya
Africa
South Africa
Africa
Ghana
Africa
Brazil
Latin America
Mexico
Latin America
Argentina
Latin America
Colombia
Latin America
Chile
Latin America
Peru
Latin America
Germany
Europe
France
Europe
Netherlands
Europe
Spain
Europe
Italy
Europe
Belgium
Europe
Ireland
Europe
Poland
Europe
Sweden
Europe
Why this matters
Picking the wrong gateway costs you 20-40% conversion.
Every "best payment gateway" article online is ranked by affiliate commission, not by fit. We don't take affiliate payments — we rank by country-fit and payment method coverage.
The cost of picking wrong is huge:
- A Shopify store in India without UPI loses 60-70% of potential conversions. UPI is 70% of Indian ecommerce checkouts.
- A WooCommerce store in Brazil without Pix has double the cart abandonment. Pix is 90%+ of Brazilian checkouts.
- A Shopify store in UAE without Tabby or Tamara misses the entire BNPL wave — which at AOV $50+ lifts MENA conversion 20-40%.
- A Dutch store without iDEAL loses ~60% of checkouts. iDEAL is 60-70% of Dutch ecommerce.
This tool surfaces the gateway + payment method combination that actually works in your market. Free, honest, no affiliate kickbacks.
Gateway negotiation is real money — at volume.
Above $50k/month processing, every gateway negotiates. Book a call and I'll walk through which gateway to pick, what terms to ask for, and typical ranges based on 500+ merchant negotiations.
Book a call · $29