Payment gateways for Canada.
Card-heavy. Interac is local debit but rarely needed for ecommerce. Most US gateways work here.
🇨🇦 Canada — what you need to know
Card-heavy. Interac is local debit but rarely needed for ecommerce. Most US gateways work here.
Popular methods here: Credit / Debit Cards · Apple Pay · Google Pay · PayPal
🇨🇦 6 gateways in Canada
Native-in-country gateways first
Stripe
NativeHQ San Francisco, USA
Developer-first, best API in the industry, most platform integrations anywhere
Supports
Integrates with
Good to know
Not available in India (only Atlas entity option). Excellent for global SaaS + DTC.
Braintree
HQ Chicago, USA (PayPal-owned)
PayPal ecosystem with card processing bundled
Supports
Integrates with
Good to know
Owned by PayPal since 2013. Often paired with PayPal wallet.
Adyen
HQ Amsterdam, Netherlands
Enterprise + global merchants needing interchange-plus pricing at scale
Supports
Integrates with
Good to know
Not for small merchants — pricing benefits kick in above ~$100k/mo GMV.
Square Payments
HQ San Francisco, USA
Retailers with online + offline POS. Weebly/Square Online is the natural pair.
Supports
PayPal
HQ San Jose, USA
Global trust — older + cross-border buyers expect it
Supports
Integrates with
Good to know
Account freezes are a real risk — don't use as your sole gateway.
2Checkout (Verifone)
HQ Atlanta, USA
Merchant-of-record (MoR) service — handles global tax + compliance for digital goods
Supports
Good to know
MoR model is unusual — 2C collects + remits VAT/GST in ~200 countries on your behalf.
Negotiate better rates — at volume, list prices are opening offers.
Above $50k/month in processing volume, every gateway negotiates. Book a call and I'll walk through which gateways to approach, what to ask for, and the ranges to target based on 500+ merchant negotiations.
Book a call · $29How this data is sourced + kept fresh
Rates, payment method availability, and country coverage are compiled from published rate cards as of 2026, cross-checked against what our clients actually pay. We refresh quarterly.
Rates are typical published figures. Your actual rate depends on volume, business category, and negotiation. Above $50k/month in GMV, expect 20-40% below list prices.
Not affiliate. We don't earn commission for gateway signups. Rankings are based on country-fit + payment method coverage, not sponsorship.
Questions about Canada
People ask us these a lot.
What's the best payment gateway for Canada ecommerce?+
For Canada, the native gateways are typically your best starting point: Stripe. They have the strongest integrations with local payment methods (Credit / Debit Cards, Apple Pay, Google Pay) and fastest onboarding for local merchants. Cross-border merchants often layer a global gateway like Stripe on top for international card acceptance.
Which payment methods do Canada buyers expect at checkout?+
Card-heavy. Interac is local debit but rarely needed for ecommerce. Most US gateways work here.
How many gateways support Canada?+
We track 6 major payment gateways available in Canada: Stripe, PayPal, Adyen, Braintree, Square Payments, 2Checkout (Verifone). Use the tool above to filter by your platform (Shopify, WooCommerce, etc.) or by specific payment methods you must support.
Do international cards work in Canada?+
Most gateways available in Canada support international cards, but at higher rates — typically 1-1.5% above domestic. For cross-border revenue above 30% of your mix, pick a gateway with good international card handling (Stripe, Adyen, PayPal are strongest).
Navigating Canada payments feels complex — because it is.
Book a 30-minute call and I'll walk through the gateway picks, platform integration, and negotiation approach specific to your Canada business.
Book a call · $29